Michael Mayoral

Helping HR leaders turn retirement plans into benefits employees actually understand.

Employee education, retirement plan support, and workplace financial guidance designed to help HR teams reduce confusion, support benefit engagement, and give employees a clearer resource.

The Challenge for HR Leaders

Most companies offer retirement benefits. That does not mean employees understand how to use them.

Employees may have access to a 401(k), investment options, and workplace benefits, but still feel unclear on what decisions to make. That confusion can lead to repeated questions for HR, lower benefit engagement, and employees not fully understanding the value of the benefits already available to them.

Employees with greater financial confidence may spend less time distracted by money concerns.

How Michael Helps

Making retirement education simple for employees and HR

Michael helps HR leaders provide clearer education around the retirement benefits employees already have, making it easier for employees to understand and simpler for HR to communicate.

HR SupporT

Employees have questions, but HR should not have to be the retirement plan educator.

  • Retirement plan education

  • Benefit communication support

  • Employee lunch-and-learns

  • Virtual or onsite education sessions

  • Optional follow-up resources

Employee Education

Practical education around retirement benefits and broader financial planning.

  • How the retirement plan works, including how the employer match is earned.

  • Roth vs. traditional contributions

  • Key considerations when evaluating rollovers and withdrawals.

  • Retirement readiness basics

  • Investment fundamentals

Easier Communication

Designed to be useful for employees without adding more work to HR’s plate.

  • Onsite or virtual sessions

  • Employee Q&A

  • Plain-English education

  • Flexible topics for workforce needs

Fifteen minutes is enough to see whether a session fits your team.

Michael helps HR leaders provide clearer education around the retirement benefits employees already have, making it easier for employees to understand and simpler for HR to communicate.

Michael Mayoral

Financial Advisor

About Michael Mayoral

Helping HR leaders create retirement benefits employees actually understand

Michael Mayoral, a financial advisor with Florida Financial Advisors, provides retirement plan support, employee education workshops, and workplace financial guidance. Rather than focusing solely on backend management, Michael works directly with HR leaders to help their teams understand, appreciate, and make more informed decisions regarding their workplace benefits.

Twelve years advising Florida plan participants, with regular check-ins as circumstances change.

Free Webinar Overview

Want to see what an employee education session could look like?

Watch a short overview of how retirement plan education can help employees better understand their workplace benefits and give HR a clearer resource for common plan-related questions.

FAQs

Frequently asked questions

1. Do you replace our current retirement plan provider?

Not necessarily. In many cases, education can be offered alongside your current provider, payroll platform, or recordkeeper.

2. Can this be done virtually?

Yes. Sessions can be delivered virtually, onsite, or in a hybrid format.

3. Is this educational or product-focused?

The sessions are educational and focus on the benefits your employees already have. Employees who want individual guidance can request a separate one-to-one conversation.

4. What happens on the first call?

We discuss your current retirement plan, employee education needs, and what type of session may be most useful for your workforce. It takes about fifteen minutes.

5. Is there a cost to the employer?

The initial employee education session is offered at no cost.

Get employee-friendly financial education ideas you can share with your team.

Simple retirement plan and financial wellness topics written for HR leaders who want to provide useful education without creating more work.

Ready to give your employees a clearer resource?

Start with a 15-minute conversation about your plan and the questions your team keeps asking.